Loan Payment Calculator
Figure out monthly payments for any loan type
Mortgage Payment
Calculate your monthly house payment
Quick Scenarios
Generated Formula
=PMT(annual_rate/12, years*12, -principal)ExcelGoogle SheetsCompatible
Know Your Numbers Before You Sign
Whether you're shopping for a house, a car, or comparing personal loan offers, knowing your exact monthly payment helps you budget and negotiate better.
Current Rate Ranges (2024)
| Loan Type | Good Credit | Average Credit |
|---|---|---|
| 30-year Mortgage | 6.5% - 7.0% | 7.0% - 7.5% |
| Auto Loan (new) | 5.0% - 6.0% | 7.0% - 10.0% |
| Personal Loan | 8% - 12% | 15% - 25% |
⚠️ Heads up: This calculates principal + interest only. Your actual mortgage payment will also include property taxes, homeowner's insurance, and possibly PMI.